Home Loan Assistance
Making Your Home Loan Journey Easier
Securing a home loan is a significant step toward owning your dream property, and we are here to guide you through the process. Our home loan assistance service is designed to make your home loan journey as smooth and stress-free as possible. Whether you're a first-time buyer or a seasoned investor, we provide expert guidance and support at every stage of the home loan application.
Benefits of Opting for Our Home Loan Service
- Best Interest Rates
- Optimal Eligibility
- Extended Tenure Options
- Customized EMI Plan
EMI Calculator
Home Loan Documents Required
| Document Type | Description |
|---|---|
| Identity Proof (any one) | PAN Card, Passport, Voter ID, or Driving License |
| Residence Proof (any one) | Copy of valid Passport / Aadhaar Card / Driving License | Copy of Electricity Bill / Water Bill / Telephone Bill |
| Other Documents | Passport-size photographs, a completed loan application form, etc |
Income Proof Documents
| Documents | For Self-Employed Individuals | For Salaried Individuals |
|---|---|---|
| Income Tax Returns | Last 3 years IT returns with computation | Form 16 and last 3 months' salary slips |
| Business Proof | Business registration documents, GST number | Employment certificate, Offer letter |
| Bank Statements | Last 6 months bank statements | Last 6 months bank statements |
| Other Documents | Profit and loss statement, Audited reports | Identity and residence proof as per above |
Home Loan Eligibility Criteria & Requirements
| Eligibility Criteria | Requirements |
|---|---|
| Age Limit | Minimum age: 18 years, Maximum age: 70 years at the time of loan maturity |
| Credit Score | A good credit score (usually 750 and above) is preferred for better loan terms |
| Employment Status | Salaried or self-employed with a stable source of income |
| Loan Amount Eligibility | Depends on your income, credit score, and the property's value |
| Loan Tenure | Typically ranges from 5 to 30 years, depending on the lender and the type of loan |
We’re here to help you on your home loan journey. If you have any questions or need assistance, feel free to connect with us.